| Banking Operation |
An efficient and reliable operation department provides a strong back-end support for effective conduct of banking business. Where operational procedures are weak, unreliable or inefficient banking business will be exposed to various types of risks with possible adverse consequences to the performance and sometimes reputation of the bank.
FIRAS Banking Operation Course has been designed to expose participants to the various aspects of banking operations functions, procedures, processes, risk identification and controls. Among other things participants will acquire the necessary skills required to be able to handle key operational functions such as cash and clearing, funds transfer, inter-branch transactions, account opening procedures, reconciliation, foreign transactions procedures and information technology support in banking operations.
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| | | | Credit and Risk Asset Portfolio Review |
Loans and advances and other credit substitutes constitute the largest earning assets for the banks. Thus, the need to ensure that the quality of a bank risk-assets portfolio is not impaired cannot be over-emphasized. A deteriorating portfolio diminishes a bank’s earning capacity and undermines its ability to achieve prescribed prudential guidelines standard set by the regulatory authorities.
In order to ensure that bank assets portfolio reflects higher than satisfactory performance and thereby surpass the regulators requirements, periodic and thorough reviews of the portfolio must be carried out on regular basis.
FIRAS Credit and Risk Asset portfolio Course is designed to enhance the skills and capacity of risk assets and compliance officers to conduct detailed and professional review of the banks risk assets portfolio in accordance with the prudential guidelines and other extant regulations. Participants will also learn how to handle unresolved issues arising from the conduct of routine or special examination by supervisors into their banks.
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| | | | Securities for Bank Lending |
Bank lending is guided by certain basic canons or principles which include the determination as to whether a loan is desirable, the legal capacity of the borrower, his integrity, the purpose of the advance involved, the duration of the advance, the source of repayment, the profitability of the transaction and lastly the security offered if any. Although security is the last fall back position for the bank if repayment fails, its diligent evaluation before granting the credit cannot be over emphasized.
FIRAS Securities for Bank Lending Course has been designed to expose the participants to the various types of securities acceptable for bank lending. The course covers such topics as principles of good lending, the various types of securities banks accept for advances among which are Land; Life Policies; Stocks and Shares, Guarantees, Goods and Chattels, Mortgages of Ships etc. The course also covers procedural steps to obtain, perfect and discharge the various types of securities both for domestic and cross-border transactions.
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| | | | Basic Computer Operation |
In recognition of the dominant role information technology plays in modern business environments, acquisition of the basic knowledge of computer operation has become a necessity to facilitate the use of computers.
FIRAS Computer Operation Course is designed to provide the knowledge required by the participants to be able to use effectively the basic functionalities and applications in modern computer systems. The course exposes the participants to the understanding and use of Word Processing, Excel Application, Corel Draw, Graphics, Power point etc. and networking. Participants will also learn the various opportunities available for productive use of internet services and other communication devices.
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| | | | Entrepreneurship Training |
In the last few years far reaching reforms have been introduced into the Nigerian economy which has made significant changes to the ways businesses are conducted, and had resulted in dramatic reduction in the number of employees particularly in government departments. As part of the objectives of the reforms, those who are displaced from their regular jobs were given some training to become entrepreneurs and employers of labor. This development no doubt presented some challenges to those affected and their families especially for those who were ill-prepared for it.
In order to assist people who wishes to prepare adequately for life after paid employment. FIRAS has designed its entrepreneurship training program which among other things aims to equip participants with the needed capacity building skills required to identify areas of business opportunities; how to tap from such potentials; and how to set up such businesses and run them for profits. The course will also cover the basic accounting knowledge required to run their businesses and expose the participants to available financial support opportunities for the different types of businesses.
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